Terms & Conditions
Effective Date: February 20, 2026
These Terms and Conditions govern your use of joveninsurance.com, jovenins.com, and all related services provided by Joven Insurance Services. By accessing or using our websites or services, you agree to these Terms.
If you do not agree, please do not use our websites or services.
1. Services Provided
Joven Insurance Services provides:
- Insurance quotes and policy services
- DMV related services
- Tax preparation services
- Customer support
- SMS communications related to services
All services are subject to availability and applicable laws and regulations.
2. No Guarantee of Coverage
Submitting a quote request or inquiry does not guarantee:
- Insurance approval
- Specific pricing
- Policy issuance
Coverage is subject to underwriting approval by insurance carriers.
3. User Responsibilities
By using our websites, you agree:
- To provide accurate and truthful information
- Not to submit false or misleading data
- Not to use the site for unlawful purposes
- Not to attempt unauthorized access to our systems
We reserve the right to refuse service if information is found to be inaccurate or fraudulent.
4. SMS Terms of Service
By providing your phone number through our website, forms, or other communications, you consent to receive SMS messages from Joven Insurance Services regarding:
- Insurance quotes
- Policy updates
- Appointment reminders
- DMV service notifications
- Customer service communications
Message frequency varies. Message and data rates may apply.
You may opt out at any time by replying STOP to any SMS message. For assistance, reply HELP or contact our office directly at (559) 791-1000.
SMS consent is not shared with third parties or affiliates for marketing purposes. We do not sell, rent, or share mobile information for promotional use.
Consent to receive SMS messages is not a condition of purchasing any goods or services.
5. Intellectual Property
All website content including text, logos, graphics, images, and layout design is the property of Joven Insurance Services and may not be copied, reproduced, or distributed without written permission.
6. Limitation of Liability
Joven Insurance Services is not liable for:
- Errors or omissions on the website
- Delays in processing due to third party carriers
- Technical interruptions
- Indirect or consequential damages
Use of the website is at your own risk.
7. Third Party Services
Our website may link to third party websites including insurance carriers or government agencies. We are not responsible for the content or practices of third party sites.
8. Privacy
Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect and use information.
9. Changes to Terms
We may update these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of our website constitutes acceptance of any updates.
10. Governing Law
These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the appropriate courts located in California.
11. Contact Information
Joven Insurance Services
613 W Olive Avenue, Porterville, CA 93257
Phone: (559) 791-1000
For questions regarding these Terms, please contact us directly.